Blog | Escrow | Mortgage Closings

May 23

What is a VA Cash-Out Refinance?

If you are on a mission to refinance your mortgage to a lower rate in order to take advantage of your home’s equity and you are a former or current military member, a cash-out refinance may be just for you. A cash-out refinance loan exists specifically for military members thanks... read more →

May 23

How to Protect Yourself from Title Fraud

We hate to say it, but title fraud is a real threat that you need to be aware of if you are a homeowner or plan to purchase a home in the future. The FBI has discovered situations across the United States where home titles have been stolen. Identity theft... read more →

May 16

Who Will You Work with When Buying a Home: Real Estate Attorney

The home buying process is complex, so it’s important you hire the right team of specialists, especially if this is your first time purchasing a property. Throughout the journey, you will likely have to work with the following people: Mortgage lender Real estate agent Title insurance/escrow agent Real estate attorney Home inspector Appraiser As national... read more →

May 16, 2022
Adam Crockett
Business, Escrow

Apr 27

How Long Does Title Insurance Last?

Purchasing title insurance is an essential step in the homebuying process. Oftentimes, many mortgage lenders will even require that the buyer has a title insurance policy as a stipulation for receiving a loan. When you buy a title insurance policy, you will learn that it is just a one-time cost... read more →

Apr 20

8 Misunderstandings About Title Insurance

Buying a new home is an incredibly exciting and rewarding experience. Ensuring that you legally own the rights to the property you buy is an important step to avoiding devastating news in the future. When buying your new home, you’ll come across people telling you to get title insurance –... read more →

Mar 25

Closing Checklist: Steps to Take Before Closing on a Home

Whether you’re a first-time homebuyer or simply need a refresh on the process, closing day is an eagerly anticipated finish line that you want to pass with no bumps and/or bruises. There are a lot of steps to take when closing on a home, and you need to cover all... read more →

Mar 21

Do I Really Need Title Insurance to Flip Houses?

Once you’ve watched enough HGTV, you’ll likely realize the house flipping market is a great avenue to put your designer eye to use and simultaneously try to take home a profit. Although this process may not seem overly complicated, there are steps to take that can easily be overlooked- such... read more →

Mar 14

What is a Mortgage Payoff Statement?

If you own a house or are in the process of buying one, chances are you needed to take out a mortgage, a fancy word for borrowing money from a bank to purchase a property. Various factors can contribute to the amount you can borrow, the cost of your monthly... read more →

Feb 26

What to Ask Before Choosing a Title Company

Remember: you have a choice in title. If you have made an offer on your dream home and are ready to take it off the market, congratulations! You’re on your way to becoming a new homeowner. However, the battle for a smooth close has only just begun. One of the... read more →

Feb 22

What are the 5 “E’s” of Real Estate?

Buying a new home can be a confusing process. All the different steps and terminology of closing can be really overwhelming, especially if you are a first-time homebuyer. Fortunately, with the experts at True Concept Title, you can sigh a breath of relief. We can help take care of all... read more →