Blog | Escrow | Mortgage Closings | True Concept Title Company

Dec 22

mortgage disclosure documentation True Concept Title

Types of Disclosure Documents (and Why They Matter)

Mortgage loan originators, do you feel like your interactions with your title companies are an endless game of paper and details - especially at month-end? We believe the loan application process and closing should be easy. We all know the end of the month closings (settlements) can be a time full of stress. As your borrowers' clamor to close within the last two weeks... read more →

Nov 24

mobile title closing at home signing refi paperwork

Mobile Closings: Close Anytime, Anywhere

In our fast-paced world, it can often be a challenge to pick the right time to close on a house. Will you have to leave work? Find a sitter? With mobile closings, these questions are a thing of the past! No need to leave work, we come to you to close on... read more →

Nov 20

female mortgage loan originator on a call with new self generated lead

How to Self-generate Mortgage Leads by Building a Custom List

If you’re a new loan originator (L.O.), starting a mortgage company, running a branch, or want to capitalize on the refi boom, what do you do? You know there are consumers in need of your help, saving them thousands if not hundreds of thousands of dollars over the life of their loan, but how... read more →

Nov 18

Liens 101: A Primer on the Various Types

As a leading provider of a full range of title and escrow services, we come across liens all the time. The bad news? Liens are one of the most common conditions that slow down a real estate transaction. The good news? In most cases, there is no need to panic, especially when you are... read more →

Oct 21

Payoff Ordering

What Does "Request Payoff" Mean with Regards to a Mortgage Loan? Buying a home is an exciting adventure, and looking towards the future, homeowners can’t wait until they own their home free and clear of a mortgage. This is where payoff ordering comes in. Essentially, this is a formal request from... read more →

Oct 15

Is Title Insurance Required?

Title insurance is a type of insurance that protects mortgage lenders and homeowners against any claims that question the legal ownership of a home or property. If there is a dispute over title ownership, the title insurance policy covers the legal expenses incurred to resolve the dispute. Title insurance is designed to protect any party who... read more →

Sep 23

for sale transferring real estate True Concept Title

Transferring Real Estate Property

We’ve seen it time and time again. Loved ones of a deceased family member put a house on the market, the house attracts a potential buyer, it goes through the process, and suddenly there’s an issue with probate. Often, it is assumed that a loved one’s estate is rock solid…until it... read more →

Aug 18

Reasons to Refi Home Adding a Pool True Concept Title

Reasons to Refinance

With interest rates at an all-time low, you might be wondering if it’s time to refinance your home. When you refinance your mortgage, you are essentially paying off your existing loan, and replacing it with a new one with better terms to reduce your monthly payments. There are multiple reasons why... read more →

Jul 18

Explaining Escrow

Whether this is your first time buying a house, or you’ve gone through the process multiple times, escrow can be a little confusing. It’s unavoidable when purchasing a home, True Concept Title dives deeper to explain escrow. Escrow + Home Offers The time has come! You’ve found the perfect house and you are ready... read more →

Jun 17

couple in front of new home true concept title national agency

Steps in the Title Process

You’re buying a home, congratulations! All the steps, inspections, and paperwork can feel like an overwhelming process. We are here to help and walk you through the steps in the title insurance process. Protect the biggest purchase of your life with True Concept Title. (more…)