Apr
27
Purchasing title insurance is an essential step in the homebuying process. Oftentimes, many mortgage lenders will even require that the buyer has a title insurance policy as a stipulation for receiving a loan. When you buy a title insurance policy, you will learn that it is just a one-time cost...
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Apr
20
Buying a new home is an incredibly exciting and rewarding experience. Ensuring that you legally own the rights to the property you buy is an important step to avoiding devastating news in the future. When buying your new home, you’ll come across people telling you to get title insurance –...
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Mar
25
Whether you’re a first-time homebuyer or simply need a refresh on the process, closing day is an eagerly anticipated finish line that you want to pass with no bumps and/or bruises. There are a lot of steps to take when closing on a home, and you need to cover all...
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Mar
21
Once you’ve watched enough HGTV, you’ll likely realize the house flipping market is a great avenue to put your designer eye to use and simultaneously try to take home a profit. Although this process may not seem overly complicated, there are steps to take that can easily be overlooked- such...
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Mar
14
If you own a house or are in the process of buying one, chances are you needed to take out a mortgage, a fancy word for borrowing money from a bank to purchase a property. Various factors can contribute to the amount you can borrow, the cost of your monthly...
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Feb
26
Remember: you have a choice in title. If you have made an offer on your dream home and are ready to take it off the market, congratulations! You’re on your way to becoming a new homeowner. However, the battle for a smooth close has only just begun. One of the...
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Feb
22
Buying a new home can be a confusing process. All the different steps and terminology of closing can be really overwhelming, especially if you are a first-time homebuyer. Fortunately, with the experts at True Concept Title, you can sigh a breath of relief. We can help take care of all...
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Feb
15
When the big day arrives to close on your new home, you should have a title company, helping you complete the process in order to avoid possible legal or financial obstacles. A title company will manage the transfer of the title document, and the deed to the home. Before closing day,...
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Jan
31
When closing day finally rolls around, you are likely to feel a mixture of nervous anticipation and gratifying relief. However, don’t relax too much- not until the deal is officially finished. Your real estate agent may email you instructions to wire your closing funds to a specific account, but what...
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Jan
25
A lien is a claim or legal right against an asset, often established by a creditor or judge, that guarantees an underlying obligation. If the owner of the asset does not meet their obligation, such as repaying a loan, the creditor can seize the asset. Many people have liens placed on their...
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