Jan
31
When closing day finally rolls around, you are likely to feel a mixture of nervous anticipation and gratifying relief. However, don’t relax too much- not until the deal is officially finished. Your real estate agent may email you instructions to wire your closing funds to a specific account, but what...
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Jan
25
A lien is a claim or legal right against an asset, often established by a creditor or judge, that guarantees an underlying obligation. If the owner of the asset does not meet their obligation, such as repaying a loan, the creditor can seize the asset. Many people have liens placed on their...
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Jan
18
Prior to the financial crisis of 2007-2009, buying a foreclosed home was a challenging process that required the patience and time to either follow endless courthouse auctions or flip through stacks of legal paperwork. However, the wave of foreclosures brought on by the real estate bubble burst increased the number of easy-to-find...
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Dec
28
After a chaotic year in real estate full of home buyers scrambling to scoop up properties while prices shot through the roof, economists predict the 2022 market to be slightly more forgiving. Industry groups expect the supply of for-sale homes to increase while home prices rise at a slower rate. However,...
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Dec
20
Purchasing a previously foreclosed home from a bank or lender can be a great financial real estate move. This is a great way to secure a home that may otherwise not be in your price range, or it may be a great investment to rent out or flip to resell...
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Dec
20
In the head-spinning process of buying a home, one of the most critical documents to a smooth transition from seller to buyer is the title report. With a legal document called a title, a homeowner can provide proof of ownership and verify the legal status of the property. A title...
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Dec
01
Are you in the process of building a new construction home? New homeowners that are building new construction homes often assume incorrectly that they do not need title insurance, as no one has ever lived in their home before. But that assumption is wrong and the title experts at True Concept Title explain why...
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Nov
19
When it comes to real estate purchases, buyers and seller's agents tend to get the most attention. But, here at True Concept Title, we know that the title company is often the unsung hero of the transaction. The title company works behind the scenes to keep the property purchase on...
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Nov
17
Title insurance is not just for first-time homebuyers, it is something ALL potential new homeowners should purchase; every time with every home purchase. Without title insurance, you risk losing your new home or being burdened financially fighting to it should an issue arise. If you are purchasing your new home through a...
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Nov
01
Purchasing a new home is exciting! It may be the first time or the fifth time, but no matter how many times you have purchased or plan to purchase a home, you need to make sure you are protecting your investment. Whether you purchase your home by cash or take out a...
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