If you’re a new loan originator (L.O.), starting a mortgage company, running a branch, or want to capitalize on the refi boom, what do you do? You know there are consumers in need of your help, saving them thousands if not hundreds of thousands of dollars over the life of their loan, but how... read more →
Nov
20
Nov
18
As a leading provider of a full range of title and escrow services, we come across liens all the time. The bad news? Liens are one of the most common conditions that slow down a real estate transaction. The good news? In most cases, there is no need to panic, especially when you are... read more →
Oct
21
What Does "Request Payoff" Mean with Regards to a Mortgage Loan? Buying a home is an exciting adventure, and looking towards the future, homeowners can’t wait until they own their home free and clear of a mortgage. This is where payoff ordering comes in. Essentially, this is a formal request from... read more →
Oct
15
Title insurance is a type of insurance that protects mortgage lenders and homeowners against any claims that question the legal ownership of a home or property. If there is a dispute over title ownership, the title insurance policy covers the legal expenses incurred to resolve the dispute. Title insurance is designed to protect any party who... read more →
Sep
23
We’ve seen it time and time again. Loved ones of a deceased family member put a house on the market, the house attracts a potential buyer, it goes through the process, and suddenly there’s an issue with probate. Often, it is assumed that a loved one’s estate is rock solid…until it... read more →
Aug
18
With interest rates at an all-time low, you might be wondering if it’s time to refinance your home. When you refinance your mortgage, you are essentially paying off your existing loan, and replacing it with a new one with better terms to reduce your monthly payments. There are multiple reasons why... read more →
Jul
18
Whether this is your first time buying a house, or you’ve gone through the process multiple times, escrow can be a little confusing. It’s unavoidable when purchasing a home, True Concept Title dives deeper to explain escrow. Escrow + Home Offers The time has come! You’ve found the perfect house and you are ready... read more →
Jun
17
You’re buying a home, congratulations! All the steps, inspections, and paperwork can feel like an overwhelming process. We are here to help and walk you through the steps in the title insurance process. Protect the biggest purchase of your life with True Concept Title. (more…)